About Cards Authority
We help people in India pick a credit card that fits how they already spend, and then actually finish the application.
Cards Authority began as an X account, @CAuthorityHQ, where we post Indian credit card offers when they go live: lifetime-free windows, welcome bonuses and co-brand launches. This website is where the full reviews and guides live, so a post on X can point to the fine print instead of trying to fit it into a few lines.
What we cover
- Card reviews. Fees, rewards, lounge rules and the catch, checked against the issuer's own product page and Most Important Terms and Conditions (MITC).
- Application help. Most applications that fail don't fail on eligibility. They stall at video KYC or a missing document. Our video KYC guide and tracking guide exist for that.
- Shopping with cards. How bank offers, cashback and no-cost EMI really work on Amazon.in, and which card earns the most there.
What we don't do
- We are not a bank, an NBFC, a loan agent or an RBI-registered adviser. We never take applications, documents or payments.
- We never ask for your OTP, card number, CVV, PIN, Aadhaar or PAN. Anyone who does, using our name, is not us.
- We don't publish a card's numbers unless we can point to where the issuer states them.
How we're paid
Some apply buttons are affiliate or referral links. If you're approved through one, we may earn a commission from the bank or the affiliate network. Through the Amazon Associates programme we also earn from qualifying purchases made through our Amazon.in links. As an Amazon Associate I earn from qualifying purchases. None of this changes the price you pay or what we write. The details are on our affiliate disclosure page, and our method is on how we review cards.
Contact
To report an outdated fee, a broken link or anything else, message @CAuthorityHQ on X. See the contact page.