Cards Authority

Affiliate disclosure

Cards Authority is free to read. Here is exactly how it pays for itself.

Credit card links

Some Apply buttons on this site are affiliate links (through networks such as EarnKaro and PaisaWapas) or card-member referral links (for example, the American Express referral program). If you apply through one of these links and the issuer approves your card, we may receive a commission or referral reward.

You don't pay anything extra, and the bank's offer to you is the same as on its own website. Approval, fees and benefits are decided only by the issuer.

Amazon Associates

Cards Authority is a participant in the Amazon Associates Programme, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.in. As an Amazon Associate I earn from qualifying purchases.

What commissions don't change

  • Which card we name as best for a spending pattern. Several of our picks have no affiliate link at all.
  • The facts in a review. They come from the issuer's published terms.
  • The downsides we list.

No incentives

We don't offer cashback, gifts or payments for clicking our links, applying for a card or buying on Amazon.