Credit card reviews
Every review starts from the bank's own fee schedule and terms, with the date we last checked them. Cards with paused applications stay listed so existing cardholders can see what changed.
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Amazon Pay ICICI Bank Credit Card Lifetime free
Amazon.in shoppers, especially Prime members
Lifetime free
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CASHBACK SBI Card
Online shopping on any site, paid as real cashback
₹999 a year; waived at ₹2 lakh spend
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HDFC Bank Millennia Credit Card
5% on ten popular apps, including Amazon, Flipkart and Swiggy
₹1,000 a year; waived at ₹1 lakh spend
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IRCTC HDFC Bank Credit Card
Regular train travellers who book on IRCTC
₹500 a year; waived at ₹1.5 lakh spend
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Shoppers Stop HDFC Bank Credit Card
Regular Shoppers Stop customers
₹299 a year
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American Express Membership Rewards Credit Card Applications paused
Points from monthly milestones, if you can get one
₹1,000 first year, then ₹4,500
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American Express Platinum Travel Credit Card Applications paused
Big annual spenders chasing travel milestones
₹5,000 every year
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Axis Bank Neo Credit Card
Zomato, Blinkit and phone bills on a ₹250 card
₹250 joining; year one free
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IndusInd Bank EazyDiner Platinum Credit Card Lifetime free
Eating out, on a lifetime-free card
Lifetime free