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Credit card guides

Plain answers to the questions people send us on X, from finishing video KYC to choosing a lifetime-free card.

Applying

From the form to an activated card.

Finish your video KYCWhat to keep ready, bank by bank, so the call doesn't fail.Track or resume a card applicationEvery issuer's official status page, and what to do if you stopped midway.Check your credit score before you applyFree reports, fixing errors, and why one application at a time.

Choosing a card

Lifetime-free credit cards worth havingNo fee, and a benefit you'll actually use.RuPay credit cards on UPIPay any shop QR with a credit card, and the rules that come with it.

Shopping on Amazon with a card

The best credit card for Amazon shoppingWhat each card really returns on Amazon.in, with the caps.How Amazon bank offers work in a saleInstant discount vs cashback, minimum order, caps and EMI-only offers.No-cost EMI, explainedWhere the interest goes, the GST you still pay and the processing fee.Card holders and RFID wallets: what to buySlim wallets and blocking sleeves, and whether RFID blocking matters.