Cards Authority

The right credit card is the one that pays you back on what you already buy.

Tell us where most of your money goes. We'll show the card that returns the most there, with the fee, the catch and the bank's own fine print.

Where do you spend the most?
Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

Lifetime free. 5% back on Amazon.in for Prime members (3% without Prime), with no monthly cap.

Read the review Apply on ICICI Bank's site

Cards we've reviewed

Each review lists the fees, rewards and the catch, checked against the issuer's own terms.

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Most applications stall at step two

The online form takes five minutes. Then the bank asks for video KYC, and a lot of people never get back to it. If that's you, your application is probably still open.

  1. Apply onlineFill in the bank's form with your PAN, income and address.
  2. Finish KYCUsually a short video call with your original PAN card. How to get through it.
  3. ApprovalThe bank checks your credit report and income, then decides.
  4. Activate within 30 daysRBI rules mean an unactivated card can be closed. Track your application.

Guides

Plain answers to the questions people ask us on X.

All guides
Finish your video KYCWhat to keep ready, bank by bank, so the call doesn't fail.Track or resume a card applicationEvery issuer's official status page, and what to do if you stopped midway.The best credit card for Amazon shoppingWhat each card really returns on Amazon.in, with the caps.Lifetime-free credit cards worth havingNo fee, and a benefit you'll actually use.Check your credit score before you applyFree reports, fixing errors, and why one application at a time.How Amazon bank offers work in a saleInstant discount vs cashback, minimum order, caps and EMI-only offers.