Cards Authority
IndusInd Bank EazyDiner Platinum Credit Card

IndusInd Bank EazyDiner Platinum Credit Card

One of the few lifetime-free cards with a benefit you can use every month. If you eat out a few times a month and book through EazyDiner, the extra 20% off is real money. If you never use the app, skip it.

Reviewed by the Cards Authority desk. Facts checked .

Key facts

Joining fee
Nil
Annual fee
Nil (lifetime free)
Welcome benefit
3-month EazyDiner Prime membership and 500 EazyPoints
Dining
Extra 20% off, up to ₹500, when you pay the bill through PayEazy in the EazyDiner app, 3 times a calendar month
Rewards
2 points per ₹100 (1 point = ₹0.20). 0.7 points per ₹100 on insurance, rent, utilities and government payments; none on fuel.
Milestone
2,000 points and a 3-month Prime renewal for every ₹30,000 spent in 90 days (dining spend doesn't count)
Movies
Buy one get one on BookMyShow once a month, up to ₹200 off the free ticket
Fuel
1% surcharge waiver. Since 15 Jun 2026, a 1% + GST fee on fuel spend above ₹30,000 in a statement cycle.
Lounge access
None
Forex markup
3.5% + GST

Checked against IndusInd EazyDiner Platinum page, IndusInd MITC, RuPay variant launch on 28 Oct 2026. Fees exclude 18% GST.

Good

  • Lifetime free, with no spend condition
  • Extra 20% off up to ₹500, three times a month
  • Prime renews every time you spend ₹30,000 in 90 days
  • Now available on RuPay for UPI

Watch out

  • Value depends entirely on EazyDiner partner restaurants
  • Base rewards are about 0.4%
  • No lounge access

What it's worth

The core benefit is PayEazy: pay your restaurant bill through the EazyDiner app and get an extra 20% off, up to ₹500, three times a month. Used fully, that's up to ₹1,500 a month on top of the restaurant's own EazyDiner deal. Two consecutive bills at the same restaurant within 120 minutes count as one.

Everyday rewards are weak: 2 points per ₹100 at ₹0.20 a point is about 0.4%.

The paid Signature version

IndusInd also sells an EazyDiner Signature card for ₹2,999 a year, with 12 months of Prime, 25% off up to ₹1,000 per bill and higher rewards. It only makes sense if you eat out often enough to use most of that each month. This review covers the free Platinum card.

Who it suits

Anyone in a city with plenty of EazyDiner partner restaurants who eats out at least once or twice a month. Keep a separate card for everyday spending.

Applying

After the online form, most banks ask for a short video KYC call. Keep your original PAN card, a white sheet of paper and a pen ready. Here's how to get through it first time, and how to resume if you stopped midway.

Questions people ask

Is the IndusInd EazyDiner card really lifetime free?
The Platinum variant is: IndusInd's terms show nil joining and nil annual fee. The Signature variant costs ₹2,999 a year.
How do I get the extra 20% off?
Book or walk in at an EazyDiner partner restaurant and pay the bill through PayEazy in the EazyDiner app with this card. It works three times a calendar month, up to ₹500 each time.