Key facts
- Applications
- Paused for new customers in India
- Joining fee
- ₹5,000
- Annual fee
- ₹5,000. Amex doesn't state a spend-based waiver.
- Welcome benefit
- 10,000 MR points in the first year, after paying the fee and spending ₹15,000 within 90 days
- Rewards
- 1 Membership Rewards point per ₹50, with the same exclusions as other Amex cards (fuel, insurance, utilities, cash, merchant EMI)
- Milestones
- 10,000 MR points at ₹4 lakh spend in a card year; a Taj voucher worth ₹20,000 at ₹7 lakh
- Lounge access
- 2 domestic visits a quarter from 1 Oct 2026, unlocked by quarterly spend (₹70,000 in Jul–Sep 2026, then ₹1 lakh a quarter). Priority Pass membership is free, but each visit is charged.
- Forex markup
- 3.5% + GST
- Eligibility
- 18+, income ₹6 lakh
Checked against Amex Platinum Travel page, Amex schedule of fees, Platinum Travel voucher terms on 28 Oct 2026. Fees exclude 18% GST.
Good
- Taj voucher at ₹7 lakh is still valuable for heavy spenders
- 10,000-point welcome bonus
Watch out
- New applications paused in India
- ₹5,000 fee every year with no stated waiver
- ₹1.9 lakh milestone removed in Sep 2026
- Lounge visits now depend on quarterly spend
Can you get it today?
American Express says it is "temporarily pausing the acceptance of new card applications in India". This applies to this card as of 28 Oct 2026.
What changed in 2026
Amex cut this card twice in 2026. In March the milestones were reduced. In September the ₹1.9 lakh milestone was removed and the reward at ₹7 lakh became a Taj voucher worth ₹20,000. From 1 October 2026, domestic lounge visits depend on how much you spent in the previous quarter.
Who it suits
Existing cardholders who will spend at least ₹4 lakh a year on it, ideally ₹7 lakh. Below that, a lifetime-free card with a benefit you use, such as the IndusInd EazyDiner Platinum, will return more.